
True Fixed Rate™ Monthly Payment Financing for Energy-Saving Home Improvements

- You Can Improve Your Home’s Energy Efficiency and Comfort Today with EnergyLoan® from AFC First, a fixed rate Monthly Payment Financing Plan designed to make energy-saving home improvements truly affordable.
- Who is Eligible?
  All homeowners who are making qualifying improvements to their primary residence or vacation home (1 to 2 unit primary residence or vacation home on permanent foundation) are eligible. Good credit and the ability to repay are required; all income levels are eligible.
  
  What Home Improvements Can Be Financed?
  The EnergyLoan® program is for ENERGY STAR® rated and other energy related and renewable energy improvements.
  
  Eligible Improvement Include All Makes and Models of:
  - Heating & Cooling Systems
    Water Heaters
    Windows & Doors
    Insulation – All Types
    Roofing & Siding
    Solar PV & Solar Thermal
    Geothermal Heat Pumps
    Lighting & Controls
    Electrical & Plumbing
    Heated Sunrooms
    Most Energy Improvements
    All Related Work
  Who May Perform the Work?
  Only Approved Contractors which have met the standards of the AFC First EnergyLoan® program may perform the work. Approved Contractors are not agents of AFC First.
- What is True Fixed Rate™ EnergyLoan® Financing?
  Many financing programs are promotional or “teaser” interest rates for an introductory time which then revert to a very high rate if the loan balance is not paid off during the promotional period. These “credit card” types of financing also do not necessarily guarantee a fixed rate or payment for the loan term. The EnergyLoan® from AFC First is different. It is a simple interest, fixed rate loan with longer terms available then typical bank financing. The monthly payment and interest rate can never change. And since there is no penalty for pre-payment, you may pay it off or make additional principal payments at any time.
  
  How Do I Get an EnergyLoan®?

AFC First Financial Corporation is a national leader in energy efficiency lending and programs, founded in 1947. One of three approved Fannie Mae energy lenders in the nations, AFC First operates energy efficiency loan programs for states, utilities and manufacturers, with a network over over 3,000 contractors. AFC First is the nation's first private Home Performance with ENERGY STAR sponsor.

AFC First is an Equal Housing Lender
FannieMae Approved Energy Loan Lender.

Pennsylvania's Keystone Home Energy Loan Program • Energize Delaware • Kentucky Home Performance Financing • Efficiency Maine
Greater Cincinnati Energy Alliance Loan • Illinois On-Bill Finance Program • Lutron • Bosch/Buderas • Energy Kinetics

Apply Online

1.888.AFC FIRST